In Getting to know your dental insurance, what it covers, percentages covered
Dental insurance can help you with an essential part of getting the most for your basic oral screenings and tests. We accept a number of dental insurance's at our Sun City Dental El Paso, Texas office which benefit patients and your families. With the help of dental insurance plans, when taking dental screening tests, it is important to note that your insurance coverage does not dictate what your dental needs are.
6 Things to Know About Your Dental Insurance
Know Your Acronyms: There are 2 different types of dental insurance plans: HMO (health maintenance organization) or PPO (preferred provider organization) plans.
- HMO: An HMO insurance plan mostly limits coverage to care from specialists who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency. HMO may expect you to live or work in its administration zone to be qualified for the scope. HMOs frequently give organized care and concentrate on wellness.
- PPO: A PPO plan or "Preferred Provider Organization" plans are one of the most popular types of plans in the personal and for the entire family. PPO plans allow you to visit whatever in-network specialist or healthcare provider you wish without first requiring a referral from a primary care physician.
Share When Scheduling: When making an appointment, make sure to share the type of insurance plan your coverage falls under in addition to the name of your insurance provider with the dental office to ensure your coverage will be accepted.
Know Your Limitations: It often requires out-of-pocket payments to cover the total cost of any treatment received.
Discover Your Deductible: Most dental insurance plans feature a yearly deductible, which is the amount you need to pay each year before your coverage. It will apply to all treatments with the exception of preventative care like cleanings and check-ups.
Knowing Pre-treatment estimate cost
Some Treatments not Included: Having dental insurance doesn't entitle you to receive certain types of treatment. It's not uncommon for policies to require you to pay for cosmetic treatments like teeth whitening, caps, and implants out of pocket.
Our treatments focus on the well-being of our valued patients and nothing else. During your dental visit/appointment, our dentist Dr. Gonzalez and the team will perform a thorough oral examination. We look for signs of dental disease, like tooth decay, gum problems, and other oral health problems. We take the necessary procedure/action to prevent or cure the oral infection and improve your dental health. Your dental insurance may or may not cover most of these treatments. We focus on what is good for your dental health and recommend treatments accordingly. It is important for you to remember that these treatments can save a lot of effort, money and time by avoiding dental problems, which in the absence of proper dental care, may arise in the future. Make an appointment and meet Dr. Iven Gonzalez in general dentist in El Paso, Texas to get a thorough dental check-up.